Post Assurance Brokers Limited provides comprehensive, tailored auto insurance solutions for individuals, families, and businesses. With over 40 years of experience, they aim to offer peace of mind, financial protection, and responsive support against vehicle-related risks. Our services are designed to be smart, affordable, and trustworthy, covering a broad range of vehicles and liabilities. The company emphasizes protecting clients’ mobility and references Section 3(1) of the Motor Vehicles (Third Party Insurance) Act, 1945, which mandates third-party motor insurance.
is the most extensive type of vehicle insurance, offering protection not only for third-party liabilities but also for loss or damage to your vehicle from a wide range of risks, including Theft, Flood, etc.
Expertise: Our Motor Insurance Teams are Professionals and experts with knowledge and skills relating to motor insurance policies, claims, and the broader insurance industry. This expertise encompasses understanding different types of motor insurance, assessing risks, managing claims, and complying with relevant regulations.
It is the minimum legal requirement for vehicle users in Nigeria, as stipulated by the Motor Vehicles (Third Party Insurance) Act, 1945. Designed to provide indemnity (financial protection) to the policyholder and specifically covers the policyholder’s legal liability for:
• Death or bodily injury caused to a third party.
• Property damage caused to a third party.
All these outcomes must result from the use of the insured/Owner vehicle.
It builds upon the basic, legally mandated Third Party Only (TPO) motor insurance by adding a limited amount of own-damage cover for the insured vehicle.
It covers the policyholder’s legal liability for:
• Death or bodily injury caused to a third party.
• Property damage caused to a third party.
• Cover extends to loss or damage to your vehicle with a capped amount for the Loss sustained.
Third Party Fire and Theft Insurance
It is an extended cover for Third party Only, The insurance cover the policyholder’s Legal liability to third party for Death or Bodily Injury caused to third party, it also cover loss or damage to third party property arising from the use of the insured’s vehicle.